Fund Cash: Consumer Loans | Mutual Fund Loans


	Welcome to FundCash FundCash, a division of Presidential Bank, is here to assist you with your financial needs. By allowing you to borrow against your mutual funds, you can keep your investments and you may avoid paying taxes on your capital gains. FundCash can help you with that addition to your home, your dream vacation, or starting your own business. Click for details about a FundCash line of credit. Why FundCash? Stay Invested Avoid Capital Gain Taxes Take Advantage of Low Interest Rates Limit Home Equity Loan Risk to Your Home Sorry, but we are not able to accept mutual funds that are held in Retirement investment plans and in some types of Fiduciary accounts as collateral for a FundCash line of credit.

	© 2002 - 2020, Presidential Bank, FSB
	FundCash® is a product of Presidential Bank, FSB, which does not provide advice about how or whether to invest. Price and yield information available on this site is believed to be accurate but is not guaranteed. All descriptions of loan terms are limited in their entirety by the actual loan documents. All loans are subject to approval. Federal regulations prohibit the reinvestment of loan proceeds in securities. Pledged assets are subject to involuntary sale with risk of loss and possible tax effects. Retirement plans and certain fiduciary accounts are not eligible. Presidential Bank is an equal housing lender.
	Updated: 11 May 2020 - MH



	Type		National Average
	New Car Loan		4.03%
	30-Yr. Fixed Mortgage		2.97%
	Prime Rate		3.25%
	Updated 1/13/2021 Source: Consumer Rates on WSJ.com, U.S. Edition